100% Loans

FHA APPROVES INSURES 97% OF THE PURCHASE PRICE.  IN THE NYC, NASSAU, SUFFOLK AND OTHER AREAS FHA PERMITS UP TO $729,750 FOR A SINGLE FAMILY HOME.

THE FHA PERMITS 3% SELLERS CONCESSIONS (97%+3% = 100%)

THE FHA DOES NOT DISCRIMINATE AGAINST PEOPLE WITH BAD CREDIT OR NO CREDIT, OR THOSE WHO HAVE HAD A FORECLOSURE OR TAX LIEN OR LATE PAYMENTS AND WILL INSURE LOANS FOR PEOPLE WITH LOW FICO SCORES.

BUY A PROPERTY IN FORECLOSURE WITH FHA INSURED LOANS...EVEN  FHA  SHORT SALES. 

Loan Application Checklist

For many buyers, applying for the mortgage loan is one of the more stressful aspects of buying a home. You are entitled, by law to use any mortgage broker, lender or bank; however, the loan application need not be a stressful time. By following a few easy steps, you'll sail through the loan application process. We are pleased to ease the stress and provide you with expert help, directly and free of any charge or obligation whatsoever from OneBetter Mortgage Corp which is a  NY State Banking Department, Registered Mortgage Broker and which has been approved by the FHA to process FHA loans and granted an FHA Mini-Eagle, (www.OneBetterMortgage.com).  They will do all of the calculations with you, know available programs and so you can you select the programs and rates for which you qualify.  In addition they will, free of charge, obtain a copy of your credit report and FICO score for you.